Life Insurance
Life Insurance
Life Insurance
Life Insurance Council
Life Insurance Council
Term Insurance
Sabse Pehle Life Insurance
Term Insurance Plan

Term Insurance, for the People That Matter Most

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Tax Benefits and High Cover, Low Cost

Tax Benefits and High Cover, Low Cost

Tax Benefits and High Cover, Low Cost2

Tax Benefits and High Cover, Low Cost2

Tax Benefits and High Cover, Low Cost3

Tax Benefits and High Cover, Low Cost3

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Tax Benefits and High Cover, Low Cost3

Tax Benefits and High Cover, Low Cost3

You made the promise to stand by your family, and life insurance will help you keep it. No matter what the circumstances. Because when it comes to the people you love, their happiness comes Sabse Pehle.

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What is a Term Life Insurance Plan?

A term life insurance plan is known to be the best and most affordable form of life insurance. It acts as a financial shield for your family in case of your untimely death during the policy term. The family, through your decided nominee, simply receives a fixed sum assured in such cases.

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What are the Benefits of a Term Life Insurance Plan?

Low Cost

Low Cost

Promsie of Protection

Promsie of Protection

Flexible Term

Flexible Term

Additional Riders

Additional Riders

Return of Premium

Return of Premium

Tax Savings

Tax Savings

Income Payout

Income Payout

Peace Of Min

Peace Of Min

Loan Settlements

Loan Settlements

What are the Factors That Impact Your Life Insurance Premiums?

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Young Professional

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Newly married

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Parent & Senior Citizen 

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Self Employed

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NRI

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Tax Payer

What are the Different Types of Term Life Insurance Plans?

Level Term Plan

This is one of the most opted plans of all. The coverage of the policy is fixed, and the nominee receives the sum assured in case of a mishap.

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What are the Benefits of a Term Life Insurance Plan?

Low Cost

Low Cost

Promsie of Protection

Promsie of Protection

Flexible Term

Flexible Term

Additional Riders

Additional Riders

Return of Premium

Return of Premium

Tax Savings

Tax Savings

Income Payout

Income Payout

Peace Of Min

Peace Of Min

Loan Settlements

Loan Settlements

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How to Buy a Term Life Insurance Plan?

What is a Term Life Insurance Plan?

Why should I buy a Term Life Insurance Plan?

What happens if I survive the policy term?

What are the Factors That Impact Your Life Insurance Premiums?

Age

Due to a low risk factor, the premiums are lower at a young age. Hence, it is recommended to purchase a term insurance policy at a young age.

Gender

Based on the longer life expectancy rate of women, the premiums for them are comparatively less as compared to those of men.

Medical History

A person’s medical history is a key deciding factor for life insurance premiums. Pre-existing conditions or family illness may increase premium costs.  

Smoking and Alcohol Consumption

Regular consumption of cigarettes and alcohol raises premiums due to increased health risks.

Occupation

The nature of jobs decides the premium rate. People with jobs that have life-threatening risks tend to pay high premiums compared to low-risk professions.

Policy Duration

If you opt for a longer term, the premiums tend to increase. But this also means extended coverage and protection for your loved ones.

Premium Payment Mode

As a policyholder, you may pay premiums monthly, quarterly, half-yearly, or annually. But premium charges increase for monthly dues instead of annual plans. 


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Find Any Keyword About Term Life Insurance

Sum Assured

Amount payable on claim or maturity.

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Nominee

Person who receives benefits on policyholder’s death.

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Maturity

When the policy term ends and benefits are paid.

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Underwriting

Process insurer uses to assess your risk.

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Waiting Period

Time after policy start when claims are not payable.

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Frequently Asked Questions

Term Life Insurance Plan
Child Savings Plan
Retirement Plan
Savings Plan

What is a Term Life Insurance Plan?

Why should I buy a Term Life Insurance Plan?

What happens if I survive the policy term?

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